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Date live: Aug. 03, 2021

Business Area: COO & Functions

Area of Expertise: Risk and Quantitative Analytics

Reference Code: 90287535

Contract: Permanent

Credit Risk Officer

As a Barclays Credit Risk Analyst you will be responsible for providing credit risk sanctioning decisions and utilising individual lending authority, once accredited. In this exciting opportunity you will be supporting all aspects of credit risk within the Private Bank portfolio including the effectiveness of process and controls, overall risk profile of the credit business, monitoring risk appetite and other risk limits. 

Barclays is one of the world's largest and most respected financial institutions, with 329 years of success, quality and innovation behind us. We offer careers that provide endless opportunity – helping millions of individuals and businesses thrive, and creating financial and digital solutions that the world now takes for granted.

What will you be doing?
• Proactively reacting to any change in the Credit Risk outlook whilst also supporting new business initiatives
• Building and maintaining a strong partnership and collaborative approach with all key stakeholders in Coverage, Product, Middle Office and wider risk function
• Ensuring credit risk management is consistent with mandate and scale limits, credit policies, standards and procedures
• Providing an effective and efficient credit risk sanctioning service for the UK platform and producing high quality, clear and concise credit recommendations 
• Identifying adverse risks within the portfolio and early engagement / referral to Special Asset Management where appropriate
• Producing high quality and accurate MI for Credit MI central teams and reports on credit book for credit committees, regulators, and other relevant stakeholders
• Participating in broader private bank and risk projects and initiatives.

What we’re looking for:
• Excellent track record in credit risk management or credit administration environment with demonstration of an understanding of Risk/Underwriting considerations
• Understanding of behavioral drivers of corporate and private clients and macroeconomic factors, keen analytical mind and sound commercial judgement
• Product knowledge across Corporate, Private Bank and Capital Markets including Mortgages, Real Estate, Lombard Lending
• Understanding of Bank’s policies in relation to People, Risk, Governance and Compliance.

Skills that will help you in the role:
• Solid academic background in a mathematical discipline e.g. Mathematics, Statistics, Physics etc. or equivalent business experience
• Product knowledge across Corporate, Private Bank and Capital Markets including Mortgages, Real Estate, Lombard Lending
• Effective communication skills with proven ability to build strong relationships across multiple stakeholders
• Excellent report writing skills

Where will you be working?
We’ve been in Scotland for 250 years, and Scotland’s significance to Barclays has never been as important as it is today. You can find the Aurora Building in Bothwell Street, a short walk from both Central and Queen Street Stations, and not far from Sauchiehall Street and Argyll Street, two of the city’s main shopping hubs. We’re committed to giving everyone the opportunity to thrive at Barclays, investing in our people, communities, and facilities – highlighted by our new state-of-the-art campus opening soon in the city centre.


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