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Director - Credit Risk Officer

London, England

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Director - Credit Risk Officer

London, England

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Date live: Jun. 11, 2024

Business Area: Barclays International

Area of Expertise: Risk and Quantitative Analytics

Reference Code: 90390447

Contract: Permanent

Role Title: Director – Credit Risk Officer 
Location: London

What will you be doing 

About BBPLC
BBPLC has scale in wholesale banking and consumer lending, strength in our key markets, excellent growth potential and strong balances in its multiple revenue streams, delivering resilience and diversification to our global clients.

BBPLC is a diversified transatlantic, wholesale and consumer Bank comprised of our top tier Corporate and Investment Banking businesses, our highly profitable and growing Global Barclaycard business, and the Private Bank & Overseas Services business.

About Risk
The Risk department is responsible for evaluating, monitoring and controlling Risk, ensuring comprehensive and effective control to support the Firm in its commercial objectives. Risk works with business units to independently quantify the appropriate level of risk for the client, for the firm and for our shareholders, applying appropriate governance and control to ensure the right decisions are made using accurate calculation, assessment and recording of exposure and risk.

Overall purpose of role:
Works closely with our Front Office stakeholders to support growth in a controlled way within our risk appetite parameters and with effective monitoring of the portfolio, with specific focus on early stage and growth companies (typically VC backed, Series B-D)
Key Accountabilities
•    Manage all Risk exposure within the sector, with particular focus on Growth Lending [and Enterprise Value]. 
•    Establish lending parameters and appropriate framework for a responsible Growth Lending proposition, aligned with UKC Innovation Banking objectives. 
•    Lead all engagement with Risk seniors on the innovation economy portfolio, 
•    Lead partner on development and implementation of any new risk frameworks appropriate for the target market, including Sustainable Risk/Climate Tech, and in collaboration with Front Office
•    Build collaborative relationships with Front Office senior leadership, engage as a partner to the business and align Risk appetite to business objectives. 

Decision-making and Problem Solving 
•    Provide high quality credit analysis, be able to identify appropriate products and structures to suit client needs in the innovation economy, conduct relevant analysis to identify and mitigate risk, or escalate /support the broader team as required. 
•    Assist, support and add value to Front Office and Product Teams with effective deal making/structuring to support Coverage in delivering to client expectations and commercial plans. 
•    Provide prompt and accurate information for ad-hoc requests made by the Regulator and senior management as required.

What we’re looking for 
•    Experience of sanctioning Growth lending/ARR lending/venture debt for corporate clients, applying both commercial and credit judgement at a senior level.
•    Experience of Growth lending/ARR lending/venture debt transactions with an understanding of the market nuances lending to high growth companies including documentation, covenants and monitoring.
•    Financial analysis including general accounting principles, EV, cash flow and balance sheet analysis, financial models and modelling techniques, risk measurement and hedge management techniques.
•    Must be decisive, a clear communicator both written and oral, and work as a partner with front office teams.

Skills that will help you in your role 
•    Knowledge of the UK Venture Capital market and enterprise software/Climate Tech/Creative Industries and Life Science end markets. 
•    Knowledge of IP valuation and lending 
•    Additional professional qualifications

More about working at Barclays

We're committed to providing a supportive and simplified experience for our candidates throughout the application and assessment process. Here, you will find information about what to expect and some guidance around your assessment and interview.

While the application process depends on the role, there are some constant steps, which are;

Step 1 - Your application
Step 2 - Your assessment
Step 3 - Your interview
Step 4 - Next steps

We aim to create an inclusive work environment where everyone can reach their full potential. If you require any adjustments to our recruitment process, please click here to learn more.

Find out more information here.

Barclays offers a diverse, inclusive and engaged culture. A place where people can bring their whole selves to work and be respected for who they are, valued for what they do and celebrated for their contribution to our business and our community.

We are an equal opportunity employer and opposed to discrimination on any grounds. It is the policy of Barclays to ensure equal employment opportunity without discrimination or harassment on the basis of race, colour, creed, religion, national origin, alienage or citizenship status, age, sex, sexual orientation, gender identity or expression, marital or domestic/civil partnership status, disability, veteran status, genetic information, or any other basis protected by law.

We’re committed to providing a supportive and inclusive culture and environment for you to work in. This environment recognises and supports ways to balance your personal needs, alongside the professional needs of our business. Providing the opportunity for all our employees, globally to work flexibly empowers each of us to work in a way that suits our lives as well as enabling us to better service our customers’ and clients’ needs. Whether you have family commitments or you’re a Carer, or whether you need study time or wish to pursue personal interests, our approach to working flexibly is designed to help you balance your life. If you would like some flexibility then please discuss this with the hiring manager.

The Barclays Way

This is the spirit of Barclays. It’s why we exist, what we believe and how we behave. But most importantly, it’s how we make decisions, take action and get things done.

Learn more

Purpose

Working together for a better financial future.

Values

We believe great talent RISES. It acts with Respect, Integrity, Service, Excellence and Stewardship.

Mindset

We discover our full potential through our desire to Empower, Challenge and Drive each other.

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