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QA BI Retail Credit Risk

London, England

Key information

Date live Mar. 17, 2023

Business Area COO & Functions

Area of Expertise Analytics

Contract Permanent

Reference Code 90367717

Marketing at Barclays

Marketing is for ambitious professionals who want make their mark and do something very special to help transform Barclays UK. Never content with mediocre, we always aim to be the first and the best. We’re very creative and well-versed in the latest digital marketing techniques, intuitively guiding the business and our brand on what customers want, now and for the future.

We’re driven by a desire to understand, not just people, but society. One in two adults in the UK are Barclays customers, and we want to turn the wide world of finance into experiences everyone can grasp. By tuning into how diverse our communities are, how they think and make decisions, and what we can do to fix problems and improve their daily lives. Here, you’ll distinguish yourself by considering the complex and making it simple.

Job description

QA BI Retail Credit Risk 

As a Barclays QA BI Retail Credit Risk, you will be joining Quantitative Analytics (QA) team, supporting, the modelling and analytical needs of business units throughout Barclays. This includes the Investment Bank, Barclays franchises throughout Europe, and Barclays US Credit Card business. With the use of internal and external data sources and various key decision points across the risk life cycle are supported by sound risk tools, which are key to ensure businesses can grow in the right way, according to appropriate levels of risk appetite.  

Barclays is one of the world's largest and most respected financial institutions, with 329 years of success, quality, and innovation behind us. We offer careers that provide endless opportunity – helping millions of individuals and businesses thrive and creating financial and digital solutions that the world now takes for granted.

Working Flexibly
We’re committed to providing a supportive and inclusive culture and environment for you to work in. This environment recognizes and supports ways to balance your personal needs, alongside the professional needs of our business. Providing the opportunity for all our employees, globally to work flexibly empowers each of us to work in a way that suits our lives as well as enabling us to better service our customers’ and clients’ needs. Whether you have family commitments or you’re a carer, or whether you need study time or wish to pursue personal interests, our approach to working flexibly is designed to help you balance your life. If you would like some flexibility, then please discuss this with the hiring manager, and your request will be reviewed subject to business needs.

We are currently in the early stages of implementing a hybrid working environment, which means that many colleagues spend part of their working hours at home and part in the office, depending on the nature of the role they are in. We’re flexible on how this works and it may continue to change and evolve. Depending on your team, typically this means that colleagues spend a minimum of between 20% to 60% of their time in the office, which could be over a week, a month, or a quarter. However, some colleagues may choose to spend more time in the office over a typical period than their role type requires. We also have a flexible working process where, subject to business needs, all colleagues globally can request work patterns to reflect their personal circumstances. Please discuss the detail of the working pattern options for the role with the hiring manager.

What will you be doing?
•Managing the delivery of modelling projects, including development of predictive models, statistical analyses, optimization procedures and monitoring processes
•Producing robust documentation to ensure replicability of results and fulfil Barclays governance requirements
•Providing support for audits of model development and implementation, by both internal and external auditors
•Developing regulatory models within given guidelines and landscape
• Building, shaping and developing a motivated and talented BI Retail Credit Model Development team, capable of delivering quantitative analytics to the highest levels
•Collaborating with cross-functional stakeholders, driving value by developing innovative modelling and analytical solutions which will lead in credit risk management
•Driving effective engagement and participation in governance committees to demonstrate the outcomes and benefits of modelling and analytical solutions
•Understanding and navigating the wider risk environment within financial services

What we’re looking for:
• Significant experience in Capital /Basel II, impairment model development for Retail products
•Up to date working knowledge of regulatory requirements and change, specifically those originating from Basel and European regulatory authorities including PRA
•Excellent understanding of SAS and Python software and statistical model development methods (Python preferred)
•Exceptional analytical, technical and/or statistical skills with proven ability to process large datasets into meaningful information

Skills that will help you in the role:
• Must have a clear understanding and experience in performing data analysis and be capable of working independently on data analysis tasks
• Ability to work with and in cross-functional and virtual teams across locations
• Ability to think strategically with good intellect and ability to focus on the whole portfolio of Group activities and their associated value generation
• Good communication skills with the ability to think quickly and package ideas and results in a logical, understandable way for both technical and non-technical audiences

Where will you be working?
In the heart of Canary Wharf, our headquarters at Churchill Place boasts onsite amenities such as; a gym, staff restaurant and deli bar, and is easily accessible by tube and bus links. With a population of around 5000 staff the atmosphere is second to none with a real buzz being created around the offices within.


Success profile

To be successful in Marketing at Barclays, you’ll need a few things. Curiosity is number one, but also a genuine excitement for what we can offer and what you can do here.

Qualities we look for: intuitive, analytical, creative, consumer focused

What you get in return

However high you rise at Barclays, we believe all our employees should receive a competitive package of core benefits flexible to you and your family’s needs. At Barclays, you’ll support our customers and clients, and we’ll support you with rewards that will genuinely make a difference.

Competitive holiday allowance

Competitive pay

Private medical care

Flexible working

Life insurance

Pension contribution

Income protection

Voluntary benefits

The Barclays Way

This is the spirit of Barclays. It’s why we exist, what we believe and how we behave. But most importantly, it’s how we make decisions, take action and get things done.

Learn more


We exist to provide responsible finance to people and business – but also a whole lot more.


We believe great talent RISES. It acts with Respect, Integrity, Service, Excellence and Stewardship.


We discover our full potential through our desire to Empower, Challenge and Drive each other.

We have an open and collaborative culture, where we share our ideas and allow creativity, curiosity and empathy to flourish – these attributes are critical to our success.

Noel Lyons

Chief Design Officer

The company values and culture, I stumbled into my career at Barclays but being part of an organisation that puts people in the centre I found so inspiring it made me want to stay.

Jen Hornsby

Service Design Principal

The Barclays brand has always resonated with me and it was my very first bank account that my nan opened for me! As it is a big company you can really have an impact on customers’ lives and make money more manageable for millions of customers.

Becky Oliver

Head of Future Design Strategy

Barclays impressed me with how much rigour they put in user research and the design process.

Raymond Thi

Senior Designer

More about working at Barclays