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Senior Credit Risk Analyst - Unsecured consumer lending (All Genders)

Hamburg, Hamburg

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Senior Credit Risk Analyst - Unsecured consumer lending (All Genders)

Hamburg, Hamburg

Apply for job

Date live: May. 08, 2024

Business Area: Barclays International:29800084

Area of Expertise: Market Research

Reference Code: 90387123

Contract: Permanent

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We are looking for a Senior Credit Risk Analyst- Unsecured consumer lending (All Genders) Are you creative and enterprising? Are you looking for the freedom you need to flourish as a manager? Then join us! At Barclays you can achieve far more than you might imagine at a bank. And that´s because we´re not your typical bank. We look for people who are not only full of energy but who also dare to take on new challenges. You can have a real impact at Barclays and help shape the company´s future. Not only do you have the opportunity to develop your own skills, but you can also help your team progress and drive the company forward. So, set your career free. Start your new and exciting journey at Barclays. We are seeking an experienced Senior Credit Risk Analyst specialising in unsecured consumer lending management to join our dynamic team. The Senior Credit Risk Analyst will utilise advanced analytical techniques, statistical models, and industry knowledge to develop and enhance credit risk strategies, ensuring the profitability and stability of our credit card business. Your Part * Providing best in class analytics, transforming high level requests into focussed and specific analysis * Responsible for supporting the unsecured consumer credit product offering (e.g. credit cards or unsecured loans) * Identifying new opportunities for enhancing/streamlining services * Formulating opportunities into proposals, sharing with manager and implementing * Maintenance of credit criteria, models and strategies * Maintenance of control monitoring and documentation of processes, procedures and strategies in relation to credit management * Working effectively with peers and management team to achieve shared business objectives * Preparing and presenting regular reports on credit risk metrics to senior management and driving stakeholder discussions. * Communicating effectively with cross-functional teams, providing insights and recommendations based on risk analysis What you’re made of * Experience in consumer banking industry (ideally in Germany) with respect to credit risk management (e.g. for unsecured loans or credit cards) * A degree/diploma or equivalent in an analytical/quantitative/business related discipline * Strong understanding of credit risk models, scorecards, and regulatory requirements. * Strong knowledge of statistics and statistical methods /modelling techniques * Proficiency in SAS or equivalent data analysis and statistical tool (R, Python) * SQL programming skills on an advanced user level * Lateral thinking - find innovative ways to solve analytical problems * Business assessment - ability to quickly build an understanding of a business and its core strengths and opportunities * Strong interpersonal skills, influencing, and conflict management * Excellent oral and written communication skills with ability to translate insight into a coherent story that drives action * Team working - commitment and ability to work with cross-functional teams What you can expect at Barclays: * A competitive base salary * A flexible budget to use at your discretion (payments to employee savings schemes and other solutions) * Significant employer contributions into a company pension scheme * Company sports and fitness activities at special rates * Bonuses on special occasions * Up to 8 free tickets per season for the Barclays Arena * 30 days leave (for a 5-day week) * 2 work days available for community involvement, charity work or social outreach What Barclays is all about People are at the heart of everything we do at Barclays — both our customers and our employees. Giving people the opportunity to realise their full potential is incredibly important to us. Each and every one of our employees helps shape and enrich our unique corporate culture. A creative and diverse team is precisely what makes our mission possible, which is to reinvent payments and finance and give people the freedom to live how they want. More than 1.5 million customers are already benefiting from our renowned credit cards, instalment loans and even our brand-new financing offer in partnership with Amazon. It´s no surprise then that we´e one of Germany´s leading online banks with more than 700 colleagues in Hamburg. Interested? Perfect! If you are a seasoned Credit Risk Analyst with a deep understanding of unsecured consumer lending and a passion for data-driven decision-making, we invite you to apply and contribute to the success of our credit card business. Please send your application.

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Barclays offers a diverse, inclusive and engaged culture. A place where people can bring their whole selves to work and be respected for who they are, valued for what they do and celebrated for their contribution to our business and our community.

We are an equal opportunity employer and opposed to discrimination on any grounds. It is the policy of Barclays to ensure equal employment opportunity without discrimination or harassment on the basis of race, colour, creed, religion, national origin, alienage or citizenship status, age, sex, sexual orientation, gender identity or expression, marital or domestic/civil partnership status, disability, veteran status, genetic information, or any other basis protected by law.

We’re committed to providing a supportive and inclusive culture and environment for you to work in. This environment recognises and supports ways to balance your personal needs, alongside the professional needs of our business. Providing the opportunity for all our employees, globally to work flexibly empowers each of us to work in a way that suits our lives as well as enabling us to better service our customers’ and clients’ needs. Whether you have family commitments or you’re a Carer, or whether you need study time or wish to pursue personal interests, our approach to working flexibly is designed to help you balance your life. If you would like some flexibility then please discuss this with the hiring manager.

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