Product Manager Pricing & Planning for Loans and Deposits (All Genders)

Hamburg, Germany

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Date live: Sep. 20, 2024

Business Area: Cards and Payments

Area of Expertise: Product Development & Management

Reference Code: JR-0000000903

Contract: Permanent

Where will you be located?

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We all enjoy meeting people who are full of new ideas and always looking to improve themselves. And that's also true at Barclays – because we're not your typical bank. Just like you, we're full of energy and love forging new paths.

You can have a real impact at Barclays and help shape the company's future. Not only do you have the opportunity to develop your own skills, but you can also help your team progress and drive the company forward. Set your career free: we offer flexible working arrangements, the opportunity to change position and even assume leadership roles — no avenue is off limits. So, are you ready to take the next step? Start your new and exciting journey at Barclays.

What will you be doing

We are seeking a dynamic Product Manager with focus on Pricing & Planning for Loans and Deposits.

You will be responsible for designing pricing strategies and managing operative interest rates
You will develop and implement pricing strategies for new and existing customers and conduct pricing tests
You will work closely with the finance department to create short- and mid-term product plans for retail banking products, such as instalment loans and deposits
You will organise and lead cross-functional working groups for commercial optimization involving teams such as sales, strategic analytics, finance, treasury
You will proactively propose initiatives to relevant senior stakeholders up to C-level to lead their implementation and improve the commercial performance
You will initiate and execute technical commercial optimization projects, acting as Product Owner
You will ensure proper monitoring and reporting of ongoing initiatives

What we are looking for

You have a minimum of 2 years of experience in product management, finance, or commercial functions in the financial services or insurance sector
You hold a university degree in business administration, economics, or a related field
You have strong analytical and communication skills, and a deep understanding of financial products and market dynamics
You have a good understanding of retail banking products such as personal loans or deposits
You have a strong understanding of objectives and goals of various functions (e.g., Finance, Credit Risk)
You are able to think abstractly and demonstrate good commercial judgement
You are fluent in English (C1)
You possess strong communication skills and have experience in senior stakeholder management up to C-level

What you can expect at Barclays

A competitive base salary
Homeoffice (60%remote/40% onsite)
A flexible budget to use at your discretion (payments to employee savings schemes and other solutions)
Significant employer contributions into a company pension scheme
Company sports and fitness activities at special rates
Bonuses on special occasions
Up to 8 free tickets per season for the Barclays Arena
30 days leave (for a 5-day week)
2 work days available for community involvement, charity work or social outreach

Apply now

If you are passionate about shaping the future of Barclays products and thrive in a dynamic and innovative environment, we would love to hear from you. Apply today to join Barclays and our team and help us deliver exceptional products that meet our business objectives and regulatory requirements.

What Barclays is all about

People are at the heart of everything we do at Barclays — both our customers and our employees. Giving people the opportunity to realise their full potential is incredibly important to us. Each and every one of our employees helps shape and enrich our unique corporate culture. A creative and diverse team is precisely what makes our mission possible, which is to reinvent payments and finance and give people the freedom to live how they want. More than 1.5 million customers are already benefiting from our renowned credit cards, instalment loans and even our brand-new financing offer in partnership with Amazon. It's no surprise then that we're one of Germany's leading online banks with more than 700 colleagues in Hamburg.

More about working at Barclays

We’ve had a presence in Europe almost as long as there’s been a Barclays. So, we’re building on solid foundations, leveraging our embedded talent, in 10 locations across the region allowing us to draw on a wealth of local and regional insight. For more information click here.

Our approach to hybrid working ensures there’s the right balance of working alongside colleagues at our onsite locations, as required for each role. For business areas that offer a hybrid working experience, this will be in a structured way, where colleagues work at an onsite location on fixed, ‘anchor’, days of the week. Some roles may require full onsite working. Please discuss the working pattern requirements for the role you are applying for with the hiring manager.

We continue to embed and review our hybrid working environment and remain in a phase of testing and learning. This means that working arrangements could change, with reasonable notice, to align with the needs of our business.

Barclays welcomes applications from all candidates and is committed to ensuring reasonable adjustments (accommodations) are put in place to allow for a fair and inclusive recruitment process. For more information and how to request one, please review Adjustments to the recruitment process.

We’re committed to providing an inclusive culture and environment, that recognises and supports ways to balance your personal needs, alongside the professional needs of our business. Providing the opportunity for all our employees globally to work flexibly empowers each of us to work in a way that suits our lives, as well as enabling us to better service our customers’ and clients’ needs.

Our approach to working flexibly is designed to support you to balance your life and to accommodate diverse needs, whilst still allowing us to meet our business needs. If you’d like to request a flexible working arrangement, please discuss this with your hiring manager.

We're committed to providing a supportive and simplified experience for our candidates throughout the application and assessment process. Here, you will find information about what to expect and some guidance around your assessment and interview.

While the application process depends on the role, there are some constant steps, which are;

Step 1 - Your application
Step 2 - Your assessment
Step 3 - Your interview
Step 4 - Next steps

We aim to create an inclusive work environment where everyone can reach their full potential. If you require any adjustments to our recruitment process, please click here to learn more.

Find out more information here.

Barclays offers a diverse, inclusive and engaged culture. A place where people can bring their whole selves to work and be respected for who they are, valued for what they do and celebrated for their contribution to our business and our community.
We are an equal opportunity employer and opposed to discrimination on any grounds. It is the policy of Barclays to ensure equal employment opportunity without discrimination or harassment on the basis of race, colour, creed, religion, national origin, alienage or citizenship status, age, sex, sexual orientation, gender identity or expression, marital or domestic/civil partnership status, disability, veteran status, genetic information, or any other basis protected by law.

Barclays is required by law to confirm that you have the Legal Right to Work in any role that you apply for. If you currently hold a work visa sponsored by Barclays, or you would require sponsorship from Barclays, you must declare this as part of your application. Sponsored visas are role and entity specific and any changes must be reviewed. It is important that you ensure you are working on the correct visa at all times. Failure to accurately disclose your visa status or Legal Right to Work may result in your application or any employment offer being withdrawn at any time.

The Barclays Way

This is the spirit of Barclays. It’s why we exist, what we believe and how we behave. But most importantly, it’s how we make decisions, take action and get things done.

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